Insurance Operations. Regulatory Navigation. Market Entry.

Scaling operations from seed stage to growth stage, securing regulatory licenses across the UK, Gibraltar, and EU markets, building sustainable underwriting frameworks, optimizing technology platforms, and establishing credible governance. We've worked with insurtechs in personal lines, commercial lines, embedded insurance, and specialty risks. Our focus is on helping you build operational foundations that support rapid growth without compromising regulatory compliance or underwriting discipline.

Solving insurance complexity for manufacturers entering new markets, launching embedded insurance, and building captive structures. We navigate UK and EU regulatory requirements for Chinese OEMs, design compliant pay-per-mile and battery coverage programs, and establish captives with operational infrastructure that works. Implementation over theory—structures built, approvals secured.

Launching new specialty products, restructuring program economics, expanding carrier partnerships, optimizing underwriting performance through data and automation, building delegated authority frameworks that satisfy regulators and carriers, and entering new jurisdictions. We understand the unique challenges of balancing carrier relationships, regulatory requirements, and profitable growth. We're particularly focused on working with smaller, ambitious MGAs where our hands-on approach delivers maximum impact.

Modernizing legacy technology platforms, launching new business units, entering new geographic markets across Europe, transforming operating models for digital distribution, responding to regulatory change, and building innovation capabilities. We bridge the gap between traditional insurance operations and modern market demands. Our experience includes managing complex global programs and navigating multi-jurisdiction regulatory frameworks.

Strengthening cedant relationships through operational support, introducing strategic partners, building regional operations in new markets, providing governance for delegated authority programs, and optimising treaty performance through operational improvements at the cedant level. Our global program experience across emerging markets brings particular value to reinsurers managing international exposures.

Optimising fleet claims performance, evaluating captive economics honestly, structuring risk retention programmes that match balance sheet reality, and designing governance frameworks that function operationally. We've worked with motor fleet customers facing deteriorating claims experience, MD’s evaluating captive formation, corporate risk managers optimizing total cost of risk, and insurance buyers designing large deductible programmes. Our focus is on delivering programmes that work in practice, with measurable performance improvement, honest economic analysis, and governance structures that survive operational reality.